Financial Highlights: H1FY23

Hong Leong Bank Closing Remarks Strong business performance against a challenging backdrop underpinned by our core values and strategic priorities ■ Solid topline predominantly driven by robust loan/financing expansion and higher non-interest income. ■ Record quarterly PAT, breaking the RM1 billion mark for the first time. ■ Effective expenses management as we continue to deliver positive low CIR levels. ■ Asset quality is healthy whilst maintaining a stable GIL ratio. ■ Prudent liquidity and robust capital positions as key enablers to support customers' ongoing financing needs and business growth. ■ Robust profit contribution from BOCD; remained vigilant in navigating the ongoing challenges in China reopening. ■ Focused on the continued growth of underlying business as the key driver to achieving a set of commendable results whilst we navigate through the current challenging operating environment and ongoing macroeconomic headwinds. HLB H1FY23 ended 31 December 2022 17

View entire presentation