OneMain Financial Performance Overview
SLFT key performance metrics
3 month net annualized loss¹
14.0%
Monthly payment rate²
10.0%
12.0%
8.0%
10.0%
6.0%
8.0%
6.0%
4.0%
4.0%
2.0%
2.0%
0.0%
0.0%
1 4 7 10 13 16 19 22 25 28 31 34 37 40 43 46 49 52 55 58
2015-A
2015-B
2016-A
-2017-A
Prepays (CRR)3,4
80.0%
60.0%
40.0%
With
Renewals
Ja M M M A M
20.0%
0.0%
Without
Renewals
Jan-15 Jul-15 Jan-16 Jul-16 Jan-17 Jul-17 Jan-18 Jul-18 Jan-19 Jul-19 Jan-20
―-2015-A 2015-B 2016-A-2017-A
OneMain Financial
Solid Line: Revolving Period; Dotted Line: Amortization
Without
Renewals
With
A Renewals
しょ
Jan-15 Jul-15 Jan-16 Jul-16 Jan-17 Jul-17 Jan-18 Jul-18 Jan-19 Jul-19 Jan-20
-2015-A -2015-B -2016-A
-2017-A
60+ Delinquency
6.0%
5.0%
4.0%
3.0%
2.0%
1.0%
0.0%
1 4
7 10 13 16 19 22 25 28 31 34 37 40 43 46 49 52 55 58
-2015-A -2015-B -2016-A
2017-A
As of February 2020 Payment Date
1. Elevated losses occur during amortization period because of declining denominator while losses in the numerator are on a 6 month lag. 2. Payment rate = Principal collections
divided by beginning of period balance. 3. Renewals remain in transaction during the revolving period and are treated as full payoff during the amortization period. 4. Scheduled
principal calculated based on trust weighted averages.
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