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Investor Presentaiton

8 Emerging Risk Factors Heightened geopolitical uncertainty across multiple fronts Israel-Hamas conflict & potential spillover into broader Middle East region Russia-Ukraine war ■China-Taiwan potential escalation ▸ Financial system stability risks BOJ policy normalization & resulting effect on global yields Dislocated commercial real estate capital markets ▸ Impact of higher long-end yields on bank balance sheets and corporate refinancings (higher cost of capital, increased default risk) Risk of a U.S. government shutdown ► Slowing global economic growth China's economic growth momentum has stalled, with potential contagion risk from an overleveraged real estate sector ■Weakness in European manufacturing sector 25
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