Serving To Empower

Consistently growing deposit base with best-in-class low-cost retail CASA 1,17,935 1,22,038 1,26,590 1,21,297 1,28,542 46.3% 45.9% 46.7% 49.4% 49.4% 42.9% 42.6% 42.6% 40.4% 40.1% 10.8% 11.5% 10.7% 10.2% 10.5% Dec-22 Mar-23 Jun-23 Sep-23 Dec-23 Term Deposits 54596 56020 56652 62520 63507 I Savings Deposits 50644 52025 51622 51198 51585 Current Deposits 12695 13993 13024 12871 13450 53.71% 54.10% CASA Ratio 53.29% 50.61% 50.59% CD Ratio 69.37% 69.82% 69.64% 67.43% 65.83% Dec-22 Mar-23 Jun-23 Sep-23 Dec-23 J&K Bank Serving To Empower 31

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