Q1FY23 Results - Investor Presentation
Financial Overview
| Q1FY23 Performance summary - Balance Sheet
Balance Sheet (RM' bil)
Gross Loans¹
GIL1
LLC1,2
Customer Deposits
CASA
Q4FY22
Q1FY23
QoQ Change
Q1FY22
YoY Change
120.0
120.1
≈2
113.5
6%
1.40%
1.55%
0.15%
1.59%
(0.04%)
139.2%
123.3%
(15.9%)
126.7%
(3.4%)
122.6
121.4
(1%)
114.1
6%
43.1
39.6
(8%)
34.1
16%
Capital Indicators (without TA)
Q4FY223
Q1FY23
QoQ Change
Q1FY22
YoY Change
FHC CET1
11.65%
11.96%
0.31%
11.32%
0.64%
FHC Tier 1
11.65%
11.96%
0.31%
11.32%
0.64%
FHC Total Capital
15.18%
15.48%
0.30%
14.90%
0.58%
Liquidity Ratios
Q4FY22
Q1FY23
QoQ Change
Q1FY22
YoY Change
FHC LCR
158.5%
153.0%
(5.5%)
198.0%
(45.0%)
LDR (Loan-to-Deposit)
97.9%
99.0%
1.1%
99.4%
(0.4%)
LTAF1,4
82.6%
84.3%
1.7%
83.6%
0.7%
1.
Restatement of Q1FY22 numbers due to reclassified unrated bonds/sukuk from loans to financial investments in Q4FY22
2.
With regulatory reserves
3.
After deducting proposed dividend
4.
Loan-to-Available-Funds ratio (LTAF) refers to gross loans (excluding financing funded by Islamic Investment Accounts and loans sold to Cagamas) divided by deposits plus borrowings and
sub debt
AmBank Group
Q1FY23 Results - Investor Presentation
12
12View entire presentation