Investor Presentaiton

KBC Our environmental footprint Direct footprint scope 36.8 kt CO₂e Fuel combustion Employee commuting and business travel (own fleet) Paper consumption Waste generation and waste Operational vehicle lease Motor vehicle loans processing 12.9 kt CO₂e 5.4 kt CO,e 1.8 kt CO,e 0.8 kt CO,e 337.1kt CO,e 923.1kt CO,e • Refrigerant gases Purchased Water consumption Employee electricity, steam. heat and cooling commuting and business travel by not-own fleet I 1.3kt CO,e 3.9kt CO,e 0.1kt CO e 10.7 kt CO₂e Scope Scope 2 Scope 1 19.5 kt CO₂e 3.9kt CO₂e 57 082.2 kt CO₂e Figure 5.1: Scope and source of KBC Group's total GHG emissions totalling 57.1 Mt CO,e The colours of the icons in the figure above are an indication of the data quality of the calculated GHG emissions from that particular source, ranging from dark green (highest data quality) to grey (lowest data quality). Readers are referred to the Sustainability facts and figures section of this report for detailed information on the scope and sources of KBC Group's GHG emissions, the data quality, the calculation methodology and detailed GHG emissions figures and emission intensity data per sector. I I Mortgages Oil and gas loan portfolio 62 of 74 DIRECT footprint scope*: Measure, reduce and set clear targets on our direct footprint scope already since 2015. . • At YE 2021, we achieved the target of 100% of renewable energy (in % of own electricity consumption) We already substantially reduced our own GHG emissions by -71% in 2021 vs -80% targeted by 2030 (reduction compared to 2015) In line with our commitment, we reached net-climate neutrality by offsetting our residual direct emissions INDIRECT footprint scope*: In 2021, for the first time, we have calculated the Scope 3 emissions from our loan and lease portfolio (the financed emissions). More details in our 2021 Sustainability Report (KBC.COM) 1685.6 kt CO,e 2 293.2 kt CO₂e • Mining loan portfolio 128.5 kt CO₂e Remaining loan portfolio 51 677.8 kt CO₂e Indirect footprint scope: 57.1 Mt CO₂e in absolute terms corresponding to 312 tonnes CO₂e per million euro outstanding I 營 2021 KBC Sustainability Report KBC Group The publication of the sustainability report 2022 will be on 3rd of April 2023 Highlights Profit & Loss Capital & Liquidity Looking forward BU & FY22 view Company profile KBC Strategy Sustainability Asset quality MREL & Funding

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