Evolving Corporate Strategy and Financial Overview

Movement in Non-Performing Assets Q4FY23 Q3FY23 In crs Corporate Consumer Total Corporate Consumer Total Opening Balance 1,869 3,842 5,711 2,251 3,316 5,567 Fresh Additions 264 1,339 1,603 119 1,348 1,467 -from Standard 82 1,162 1,244 80 1,055 1,135 -from Restructured 182 177 359 39 293 332 Deductions 63 1,424 1,487 501 822 1,323 -Write-offs 569 569 314 481 795 -Upgrades 47 181 228 71 104 175 -Recoveries * 16 674 690 116 237 353 Gross NPA 2,069 3,757 5,826 1,869 3,842 5,711 Net NPA 1,715 1,681 % of Gross NPA 1.98% 2.06% % of Net NPA Provision Coverage Ratio (PCR) Restructured Advances 0.59% 0.62% 71% 71% 0.84% 1.25% *Q4 FY23 Sale to ARC is Rs. 278 crs (Q3 FY23 Sale to ARC is Nil crs) 26 IndusInd Bank

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