Investor Presentaiton
Financial Overview (Reported)
| H1FY23 Performance summary - P&L (Reported)
P&L (RM' mil)
Q1FY23
Q2FY23
QoQ Change
H1FY22
H1FY23
YoY Change
Total Income
NII
NOII
Expenses
PBP
Net Impairment
PBT
1,162
1,185
2%
2,359
2,346
(1%)
863
923
7%
1,618
1,787
10%
298
262
(12%)
741
560
(24%)
(544)
(504)
(7%)
(1,008)
(1,047)
4%
618
681
10%
1,351
1,299
(4%)
(64)
(203)
>100%
(377)
(267)
(29%)
554
478
(14%)
973
1,032
6%
PAT
434
362
(17%)
760
796
5%
- Profit from Continuing Operations¹
404
469
16%
645
873
35%
-Profit from Discontinued Operation²
30
(107)³
(>100%)
115
(77)³
(>100%)
PATMI
419
435
4%
708
855
- PATMI from Continuing Operations¹
404
469
16%
645
873
PATMI from Discontinued Operation²
15
(34)³
(>100%)
63
(18)³
21%
35%
(>100%)
Financial Indicators
Q1FY23
Q2FY23
QoQ Change
H1FY22
H1FY23
YoY Change
CTI
46.8%
42.5%
(4.3%)
42.7%
44.6%
1.9%
NIM
2.12%
2.12%
≈2
2.05%
2.17%
0.12%
ROE4
10.0%
10.1%
0.1%
9.0%
10.0%
1.0%
Basic EPS (sen)5
Net Assets per Share (RM)
12.66
13.15
3.9%
21.53
25.81
19.9%
5.14
5.21
1.4%
4.87
5.21
7.0%
1. Continuing operations comprised of Banking arms, Life Insurance (as JV) and General Insurance (as associate from Aug'22 to Sept'22)
2.
345
Discontinued operation in Q1/Q2/H1FY22 and Q1/Q2/H1FY23 comprised of General Insurance as subsidiary from April'21 to Sept'21 and from April'22 to July'22 respectively
Include loss on AmGen disposal of RM54mil and impairment of Kurnia Brand, agent relationship & other assets of RM116.0mil (post tax of RM84.4mil) in Q2FY23 and H1FY23
Annualised
5. Computed based on weighted average number of shares
AmBank Group
H1FY23 Results - Investor Presentation
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