Fiscal 2023 Financial Performance

Strong Capital Position Q/Q CHANGE IN CET1 RATIO (%) 1 • Internal capital generation, mainly from lower RWA (excluding foreign currency translation) Share issuances through DRIP The estimated Q1/24 impact from the adoption of the FRTB/CVA and the 2.5% increase in capital floor is approximately -75 bps 12.7% 5 bps 14 bps 11 bps (8 bps) 16 bps (10 bps) (1 bp) Q3 2023 Reported Earnings less dividends RWA growth (ex. FX) Share issuances (mainly DRIP) FVOCI securities Sale of investment in CTFS Q4 restructuring, contract termination and other impairments Other (net) . Internal capital generation Q/Q CHANGE IN RISK WEIGHTED ASSETS ($BN) Q/Q increase in RWA of $0.2 billion was primarily from foreign currency translation; partly offset by reduction in Book Size 439.8 13.0% Q4 2023 Reported 4.7 1.0 440.0 0.5 (0.1) (1.4) (4.5) Q3 2023 Reported Book Size Book Quality and Model Updates FX & Other Market Risk 1 This measure has been disclosed in this document in accordance with OSFI Guideline - Capital Adequacy Requirements (February 2023) Operational Risk Change in Floor Add- on Q4 2023 Reported 7

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