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Investor Presentaiton

▸ Specialized Bank on SME and Corporate Loans BanBajio is Highly Specialized on SME and Corporate Loans 8B BANBAJIO BANREGIO Company Loans as % of Total Loans | 2Q19 83% 83% BanBajio's Unique Access and Capabilities to Better Serve Companies 1 Deep and technical knowledge of our customers and their businesses HSBC Santander 52% Scotiabank® 45% citibanamex BBVA Bancomer BBANORTE 45% 43% 36% 60% 0% 20% 40% 60% 80% 100% Source: CNBV (Total Banca Multiple consolidated figures) 2 Client-centric business model with specialized relationship executives delivering close and personalized customer attention 3 Efficient and agile/local decision making process in credit origination 6

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