Initiatives to Improve Corporate Value
Strengthening of Value Creation Capabilities:
Financial Digital Platform (2)
Make diverse functions and services available to as many regional financial institutions
as possible irrespective of capital relationships
[What we aim to achieve via the expansion of the platform]
Deliver proposals employing FinBASE*1,
etc., to regional banks
Expand the scope of
alliance partners
Expand the
volume of
transactions /AUM
[Current status of the menu delivered]
As of Mar. 31, '23 or FY'22 [vs previous year]
Banking App
# of DL
Fund wrap
balance*3
688.1 bn [(27.8) bn]
Internal
group
External
group
6.52 mil [+1.50 mil]
1.12 mil [+0.42 mil]
56.1 bn [+15.2 bn]
Total
7.65 mil [+1.93 mil]
JPY744.2 bn [(12.6) bn]
Keiyo Bank*2
2 banks in
Mebuki FG
(Mar. '21 - )
Hyakujushi
Bank
(Feb. '23 - )
(Jun. '22)
Bank of
Yokohama
(Apr. '21-)
→ Fund wrap income: JPY9.0
[+0.8 bn]
Enhance the content of the
menu delivered
Aim for further expansion within and outside the Group
New transactional
•
channels
New services in financial
and non-financial fields
[Targets for Mar. 31, '26]
The 77
Bank
(Jan. '23-)
Branch-
counter
tablets
App for
corporate
customers
iDeCo,
savings-type
investments
Data
analysis
Banking App
# of DL
10 mil
Fund wrap
balance*3
JPY1.4 tn
App
FW
Look into the possibility of new businesses via co-creation in tandem with partners from different sectors
[Examples of new endeavors now being considered]
Brain Pad (Capital and business alliance)
Data
Settlement
Consider developing and delivering new services to regional financial
institutions
➤ Consider business development involving financial X non-financial
functions (advertising, marketing, etc.)
Digital Garage (Capital and business alliance)
➤ Strengthen collaboration in the settlement field while promoting
next-generation fintech business
*1. Joint venture by Resona HD, NTT Data and IBM Japan
*3. Based on market value, including corporation
Individual
authorization
*2. App is scheduled to be available in FY'23
*4. Resona HD, JCB, Dai Nippon Printing and Panasonic Connect
Multi-channel platform for individual authorization
Four companies*4 established a consortium
30 participants companies
➤ Exchange and discuss among participant companies
actual cases of and know-how for the use of the platform
Consider providing individual authorization services to
partners outside the platform in the future
Resona Holdings, Inc.
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