Investor Presentaiton
Core Non-Interest Income¹ Expansion Opportunity
15,619
4,510
11,638
11,227
10,662
10,349
2,963
3,591
3,310
3,308
3,409
3,060
3,299
3,809
2,973
3,314
2,103
1,422
1,716
1,640
2,061
73
2,781
2,294
1,588
2,038
1,323
739
656
731
784
Q2-21
Q3-21
Q4-21
Q1-22
Q2-22
■ Q2-22 non-interest income included
the Company's first full quarter of
Trident operations, which generated
$4.5 million of non-interest income in
the quarter. We anticipate Trident run-
rate fee income of $3 - $5 million per
quarter.
☐
Starting on July 1, 2022, the Durbin
amendment fee cap will impact our
interchange fee revenue. We expect a
reduction in Bankcard services
revenue of $1.5 million per quarter,
which is partially offset by the new
revenue generated by Trident.
Trident Fee Income
Bankcard Services
Fees and Service Charges
Income from BOLI
Commercial Loan Swap Income
Other
9
(1) Core Non-Interest Income excludes net loss/gain on equity investments. Refer to the "Non-GAAP Reconciliation" in the Earnings Release for additional information.
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