HDFC Operational & Financial Highlights

PRODUCTIVITY RATIOS HDFC WITH YOU, RIGHT THROUGH Number of employees Number of outlets Dec-22 Mar-22 Mar-21 3,925 3,599 3,226 511 464 390 Profit per employee (US$ '000) 484 501 491 Assets per employee (US$ mn) 20.7 22.7 22.5 Admin costs/assets (%)^ 0.30 0.23 0.21 Cost income ratio (%)^ 9.5 8.1 7.7 Dec-22: annualised ^Excluding notional cost of ESOS and CSR expenses 30

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