Investor Presentaiton
Appendix
Balance sheet - deposits by type
Group customer accounts by type, $bn
Average balances
At 31 December 2020
Group loans and deposits by currency
Strategy
Results
At 31 December 2020
1,170
Loans and advances to customers
Customer accounts
1,025
1,054
1,026
LLLLLL
2015
2016
Demand and
2017
Other Non-interest bearing and
Demand Interest bearing
2019
Group government bond exposures in key markets, $bn
290
USD
Others
17%
22%
Others
USD
17%
26%
66
CNY
4%
2018
2020
Savings
Time and other
CNY 4%
$1.0tn
EUR 8%
$1.6tn
27%
9%
GBP
EUR
At 30 June 2020
104.7
US
UK
HK
40.9
31.6
21.1
17.5
<1Y
1-3Y
3-5Y
5-10Y
>10Y
21%
HKD
19%
26%
HKD
GBP
Hong Kong system deposits by currency at
31 December: 50% HKD; 36% USD; 13%
Non-US foreign currencies. Source: HKMA
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