Q3 2022 Financial Performance Review
MKB
Overview of the loan portfolio of the Merged MKB Bank
BANK Business Performance - Overview
Development of gross loan¹ portfolio (HUF bn)
Market shares² (%)
+16.66%
AY/Y
Gross loan portfolio
5,036.9
20.0%
20.1%
4,615.7
4,640.5
579.8
19.5%
19.3%
+35,2%
4,317.6
428.9
4,428.7
402.3
546.3
628.1
16.8%
16.1%
16.0%
16.0%
15.5%
2,362.9
+19.2%
1,982.0
2,089.0
2,056.0
2,149.9
Q3 2021
Q4 2021
Q1 2022
Q2 2022
New loan disbursement amount (HUF bn)
28.7%
532.1
+2,4%
519.5
522.4
509.6
525.6
22.0%
20.3%
16.9%
32
19.6%
Q3 2022
14.1%
The total amount of MKB's gross loan,
despite the unfavorable economic
environment, continued its long-term
growth during the second quarter of the
year, generating a y/y increase of 16.7%
(HUF +719.3) and a q/q increase of 8.5%
(HUF 396.4). Besides the organic growth,
this growth already reflects the impact of
the acquisition of the Sberbank portfolio.
The corporate segment has experienced an
impressive growth, partly due to some
individual large transactions and partly due
to the change in the exchange rate. Loans to
non-financial corporations increased by
19.2% (HUF +380.9 bn y/y) compared to 3Q
2021, exceeding HUF 2.4 trillion by the end
of 3Q 2022.
a
to
The portfolio of loans provided
households experienced dynamically
growth of 10.1% compared 2Q 2022, on an
annual basis, it grew by 12.6%.
The market share of MKB loans have
increased in both the household and the
corporate segment.
1,387.2
1,415.0
1,422.1
1,418.7
1,562.1
+12.6%
14.9%
15.0%
13.3%
13.1%
10.7%
Q3 2021
Q4 2021
Q1 2022
Q2 2022
Q3 2022
Q3 2021
Q4 2021
Q1 2022
Q2 2022
Q3 2022
Household
Leasing
Non-financial corporate
¹IFRS figures
Non-financial corp.
Household
Other
2 NBH statistics
Please note: The segments are formed according to the requirements to be used in the reports prepared for NBH.View entire presentation