Bank of Georgia Financial Overview

Country overview Area: 69,700 sq km Population (2011): 4.4 mln Life expectancy: 76 years Official language: Georgian Literacy: 100% CANADA ARCTIC OCEAN ATLANTIC OCEAN EUROPE GEORGIA Capital: Tbilisi Currency (code): Lari (GEL) GDP 2011 (E): GEL 24.2 bn (US$14.4 bn) GDP real growth rate 2011 (E): 7.0% GDP real growth 2012 IMF estimate: 6.0% GDP CAGR '03-'11 (E): 6.0% POLAME GDP per capita 2011 (PPP): US$5,491 Inflation rate (e-o-p) 2011: 2.00% External Public debt to GDP 2011: 29.0% Sovereign ratings: S&P BB-/B/Stable/ upgraded in November 2011 Moody's Ba3/NP/Stable Fitch BB-/B+/Stable upgraded in December 2011 Sources: Ministry of Finance of Georgia, Geostat, IMF, Government of Georgia Presentation (Georgia.gov.ge) BANK OF GEORGIA www.bogh.co.uk www.bankofgeorgia.ge/ir ALGERIA UKRAINE PARNIVA ROMANA RUSSLA 60% IN PAT INDIA GEORGIA BADENE CHRSEY CHINA DIAN OCEAN May 2012 Page 32

View entire presentation