ANZ 2023 Half Year Results
ANZ 2023 Half Year Results
AUSTRALIA RETAIL - FINANCIAL PERFORMANCE
Balance Sheet
Income
Expenses / FTE
Credit Quality/RWAs
Profit & Returns
NLAs, $b
NII/OOI Contribution, $m
301
3,174
2,975
290
269
353
3,299
281
Expenses, $m
1,741
Total Provision Charge, $m
Cash Profit, $m
1,745
82
1,656
1,072
1,026
32
937
285
45
50
-11-5
2,706
2,821
3,018
-158
-16
-113
Mar 22
Sep 22
Mar 23
1H22
2H22
1H23
1H22
2H22
1H23
1H22
2H22
1H23
1H22
2H22
1H23
Net Interest Income
IP
CP
Customer Deposits, $b
147
150
156
Other Operating Income
NIM, %
2.39%
2.29%
2.21%
FTE
Risk Weighted Assets EOP, $b
Return
11,475
11,107
11,199
126
119
118
5.38%
5.19%
5.21%
1.63%
1.76%
1.67%
Mar 22
Sep 22
Mar 23
1H22
2H22
1H23
Mar 22
Sep 22
Mar 23
Mar 22
Sep 22
Mar 23
1H22
2H22
1H23
Revenue/Avg RWA
Return/ Avg RWA¹
Basis: Continuing Operations including Large / Notable items
1. Cash profit divided by average Risk Weighted Assets
77View entire presentation