Quarterly Financial Overview

Deposit Breakdown Bank Only bank bjb Current Account Saving Account Time Deposit (Rp Tr) 140 Deposits Breakdown (Rp bn) YOY 3Q22 3Q23 (%) 120 Current Account 33,514 26,563 -20.7% 100 66.5 66.4 59.6 70.4 66.6 68.4 69.8 Saving Account 23,124 25,435 +10.0% 60 68.3 80 62.8 60 Time Deposit 59,617 69,808 +17.1% 24.2 23.1 22.6 23.8 40 40 23.9 25.4 21.4 24.7 26.5 TOTAL 116,255 121,805 +4.8% 20 27.7 31.6 34.0 33.5 30.6 26.0 24.8 28.0 26.6 CASA Ratio (%) 48.7 42.7 -6.0% 0 3Q21 4Q21 1Q22 2Q22 3Q22 4Q22 1Q23 2Q23 3Q23 Government ■Corporate ■Retail 100% Currency YOY 29% 32% 28% 29% 30% 32% 30% 30% 31% 3Q22 3Q23 80% (Rp bn) (%) 60% 44% 45% 43% 39% 46% 45% 41% IDR 114,521 118,950 +3.9% 40% 50% 53% 20% 27% 27% 28% 30% 25% 25% 28% 17% 15% Forex 1,734 2,856 +64.7% 0% 3Q21 4Q21 1Q22 2Q22 3Q22 4Q22 1Q23 2Q23 3Q23 29

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