Economic Outlook and ESG Strategy of Finnvera

• SME and Midcap Financing Finnvera's mandate is to support the Finnish SME sector with focus on start-ups and Exposure EUR billion growth companies 3,5 Credit and guarantee losses in SME and midcap financing annually amount to about 2-4% of total exposure 3,0 ■Guarantees ■Loans and receivables 2,5 2,0 The State compensates 50% of Finnvera's losses from domestic operations so that Finnvera can take greater risks than those taken by commercial financial institutions 1,5 1,0 0,5 0,0 2018 2019 2020 2021 2022 FINNVERA

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