Compeer Financial Industry Overview

19 PORTFOLIO PERFORMANCE Overall solid performance across business units Adversity within the large dairy segment stems from a few large, but manageable accounts September 30, 2019 WAPD 2019 2018 Adverse Adverse Core Markets 6.9 4.4% 3.3% Swine 7.1 1.2% 1.8% Dairy 8.6 11.4% 10.2% . •⚫ Grain environment has seen increase in WAPD for Core Markets Other Specialized 7.6 3.5% 2.6% Food & Agribusiness 7.1 2.1% 2.4% . Migration to Adverse classification is limited ■ Growth is slow Higher credit quality outside the territory, as well as higher growth opportunities Capital Markets 6.6 2.2% 1.5% Rural Living 6.6 2.8% 2.6% Agri-Access 6.3 2.0% 2.3% Compeer 6.8 3.9% 3.3% COMPEER FINANCIAL™

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