Investor Presentaiton
Global Registered Covered Bond Program¹
Global Covered Bond Program: CAD$100 billion program size, $60 billion outstanding ($30B self-issued)
LOAN-TO-VALUE RATIOS²
40%
37%
CREDIT SCORES³
63%
18%
3%
5%
1%
1%
2%
18%
11%
0-20%
20-40%
40-60%
60-80%
80+%
<599
600-650 651-700 701-750 751-800
800+
REMAINING TERM DISTRIBUTION (MONTHS)
PROVINCIAL DISTRIBUTION
25%
23%
14%
9.4%
Alberta
0.2%
Territories
2.0%
Saskatchewan
19%
12%
0.9%
Quebec
7%
<12
12-23.99 24-35.99 36-41.99 42-47.99
48+
0.2%
P.E.I.
1 As at January 31, 2021. Charts may not add to 100% due to rounding
60.0%
2 Uses indexation methodology as outlined in Footnote 1 on page 3 of the Scotiabank Global Registered Covered Bond Monthly Investor Report
3 Excludes unavailable credit scores
Ontario
1.2%
22.3%
British Columbia
Manitoba
1.7%
0.9%
New Brunswick
1.3%
Newfoundland
Nova Scotia
72
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