3Q 2022 Investor Presentation slide image

3Q 2022 Investor Presentation

Overview of Private Credit Markets 1,2 ~$1.2 Trillion 1 ~$50B Large Direct Loans ($300M +) SIZE >> Most direct loans are small and unrated » ~$50B of direct loans executed in 2021 were $300M + Estimated to potentially double in size in 2022 to $90-$100B2 due to disruption in public capital markets ~$460B RISK AND SUSTAINABILITY Small Direct Loans >> Market has grown rapidly; remains opaque, lacking oversight and untested in current market cycle >> Credit risk heightened by reduced transparency and rising leverage, industry concentrations key » Investors typically pay higher borrowing costs for execution and certainty in volatile markets Distressed Debt ~$280B WHERE MOODY'S CAN ADD VALUE ~$210B Special Situations » Delivering MIS insightful thought leadership through research and active market engagement >> Providing private ratings and independent credit assessments on loans and/or portfolios, in addition to ratings for private credit vehicles, such as Middle Market CLOS, BDCs and private credit funds, in anticipation of issuers coming to the public markets in the future » Expanding MA sales pipeline for portfolio and credit analysis products (e.g. RiskCalc and EDF) ~$200B Mezzanine Note: Private Debt FOF = Private Debt Fund of Funds; CLOS = Collateralized Loan Obligations; BDCs = Business Development Companies. Source: Preqin, Q4 2021 and market feedback. 1. 2. Size of $90-$100B is an estimate based on market feedback. MOODY'S | DECODE RISK. UNLOCK OPPORTUNITY. ~$45B Venture and Private Debt FOF 3Q 2022 Investor Presentation 22
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