2021 Results and Financial Review

Solvency II return on capital/equity (FY20) Solvency II operating own funds generation Impact of new Earnings from existing Non-life Management Solvency II OFG (post business (life) business (life) capital generation actions & other¹ Total TMTP adjustment) Opening own funds Solvency II Return on capital/equity 2020 UK & Ireland Life UK & Ireland General Insurance² Canada Aviva Investors UK, Ireland, Canada and Aviva Investors International investments £m £m £m £m £m £m £m % 449 273 335 1,057 1,101 14,241 7.7% 344 (15) 329 329 2,509 13.1% 284 3 287 287 1,442 19.9% ☐ 26 26 26 413 6.3% 449 273 654 323 1,699 1,743 18,605 9.4% 20 45 45 (2) 63 63 643 9.8% Corporate centre costs and other operations (7) (262) (9) (278) (285) Group external debt costs and other interest (296) (296) (296) Continuing operations 469 311 96 312 1,188 1,225 Discontinued operations 229 410 170 (306) 503 503 7,422 6.8% Solvency II operating own funds generation at 31 December 1,691 1,728 13,468 12.3% Less DCI and preference shares³ (65) Solvency II return on equity at 31 December 1,663 13,468 12.3% All footnotes on pages 64-66 AVIVA 51

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