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Investor Presentaiton

MORGAN STANLEY BANK ASIA LIMITED UNAUDITED SUPPLEMENTARY FINANCIAL INFORMATION Year ended 31 December 2020 H. PILLAR 3 DISCLOSURE (CONTINUED) Template IRRBB1: Quantitative information on interest rate risk in banking book AEVE ANII As at As at Period 31 December 2020 USD'000 31 December 2019 USD'000 As at 31 December 2020 USD'000 As at 31 December 2019 USD'000 1 Parallel up 2 Parallel down 3 Steepener 4 Flattener 5 Short rate up 6 Short rate down 7 Maximum Period 8 Tier 1 capital (10,030) (17,998) 22,764 13,572 10,030 17,998 1,129 1,306 2,868 318 126 12,060 7,024 22,764 13,572 10,030 17,998 As at 31 December 2020 As at 31 December 2019 USD'000 999,061 USD'000 860,933 As at 31 December 2020 and 31 December 2019, the maximum change in EVE under the standardised framework in SPM IR-1 on the Company's interest rate sensitive positions in the banking book is below the threshold of 15% of the Company's Tier 1 Capital as set by HKMA. Overall movement in EVE and NII due to an increase in NMDs for the year end 31 December 2020, which are allocated to different behavioral maturity classes up to 4 years. 105
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