Building the Bank of The Future

Stable Shareholder Base and Diversified Business Model Split of Ownership - Anchored by the Government of Dubai Ownership structure as of January 2024 Others 39% Capital Assets 5% Dividend per share grew nearly fivefold since 2013 Dividend per share CAGR of 17% since 2013 Key Highlights • A flagship bank for the Government of Dubai and the UAE Emirates NBD 60 years together 1601 Investment Corporation of Dubai 41% DH 7 LLC 15% . • . Strong and supportive shareholder base from the Government of Dubai via Investment Corporation of Dubai International presence in Asia, Europe and MENAT across 12 countries. DenizBank acquisition further enhanced geographic profile Well diversified and balanced asset composition between corporate, consumer and Islamic banking Foreign ownership at 14% on 25th January 2024 with FOL limit increased to maximum permissible 40% in July 2020 0.60 0.50 0.40 0.40 0.40 0.40 0.40 0.40 0.35 0.25 1.20 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 Equity Analysts Coverage Recommendation Average Target Price Price as on 25th January 2024 FY'23 EPS All figures in AED Buy Hold Sell 13 2 20.94 18.40 3.32 6

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