Strategic Business Opportunities and Technological Tailwinds

Lending Trends - Portfolio Distribution Products % Trades NTC 501-600 601-730 731-760 761-780 780+ Personal Loan 28% 0.04% 4% 43% 27% 18% 8% Consumer Loan 15% 0.26% 2% 30% 34% 26% 9% Credit Card 31% 0.11% 1% 22% 23% 26% 28% Home Loan 7% 0.06% 3% 24% 21% 26% 26% Auto Loan 5% 0.04% 2% 34% 29% 22% 13% 2W Loan 8% 0.14% 12% 44% 28% 13% 3% Business Loan 3% 0.09% 12% 41% 27% 15% 5% CV Loans 2% 0.04% 11% 54% 21% 10% 4% Total 24,32,83,054 0.10% 4% 33% 26% 22% 15% Mar 23 Industry View (includes us); Sources: Credit bureau RBL BANK 80 Years In Your Service ESTARUSHED IN 1943 5 25

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