H1 2023 Investor Presentation

KCB H1 2023 Investor Presentation We create and preserve value supported by a clearly defined governance structure which provides for oversight, delegation and clear lines of authority. Shareholders For People. For Better. Accountable Accountable to shareholders BOARD OF DIRECTORS to the Board 11 Directors* 9 Non-executive and 2 Executive Delegated authority Reporting to the Board GROUP CHIEF EXECUTIVE OFFICER Group delegation of authority *Three vacant NED position Executive Committee Board Committees Audit and Risk Human Resources and Governance Nomination Strategy and IT W Oversight General Management Committee Assets & Liabilities Management Committee Group Operational Risk & Compliance Committee Management Credit Risk Committee

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