Investor Presentaiton

INSURANCE AND FINANCIAL SERVICES INSURANCE +1.1bn POSITIVE NET INFLOWS IN LIFE INSURANCE IN 2022 (EUR) _Revenues (EURM) +5%* PROTECTION PREMIUM vs. Q4 21 FINANCIAL SERVICES +3.1% FUNDED FLEET GROWTH (1) vs. end of Dec. 21 _Revenues (EURM) +2%* EQUIPMENT FINANCE NET OUTSTANDING vs. Q4 21 243 Q4 21 +11%* 263 Q4 22 +38%* 826 605 Q4 21 Q4 22 Positive annual net inflows in life insurance with a high contribution of unit-linked products Life insurance outstandings at EUR 132bn as of Dec. 22, with a high unit-linked share (36%) Sustained performance in P&C premia across regions and throughout the year (+8% both vs. Q4 21 and 2021) Continued strong momentum at ALD: . Total ALD contracts (1): 1.8m as of end of Dec. 22 . Strong NBI growth (+45%* vs. Q4 21, +43%* vs. 2021) driven by positive commercial dynamics, still strong used car sales results (EUR 2,846 per unit in 2022) and reduction in depreciation costs, in line with current higher car values (1) Excluding 57k contracts in Russia, Belarus, and remedies agreed with antitrust authorities (Portugal, Ireland and Norway except NF Fleet Norway) * When adjusted for changes in Group structure and at constant exchange rates (excluding activities sold in Russia) SOCIETE GENERALE 4TH QUARTER AND FULL YEAR 2022 RESULTS 18 FEBRUARY 2023 25

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