GTBank Business and Financial Performance
Group B/S & P/L
GTBank
Group Income Statements
Group Statement of Financial Position
N'bn
Interest income
Interest expense
Dec-1
Dec-13
% y-o-y
N'bn
Dec-14
Dec-13
% y-o-y
Assets
200.6
185.4
8%
Cash and cash equivalents
(58.2)
(48.4)
20%
Loans and advances to banks
Loans and advances to customers
Net interest income
142.4
137.0
4%
Financial assets held for trading
Loan impairment charges
(7.1)
(2.9)
345%
Derivative financial assets
246.9
5.7
1,275.7
307.4
-20%
5.6
2%
1,002.4
27%
9.4
17.2
-45%
0.5
0.2
150%
Net interest income after loan impairment
charges
Investment Securities:
135.3
134.10
1%
- Available for sale
344.7
374.7
-8%
Fee and commission income
48
46.6
3%
- Held to maturity
35.2
84.7
-58%
Assets pledged as collateral
39.2
28.4
38%
Fee and commission expense
(2.1)
(1.8)
17%
Property and equipment
76.2
68.3
12%
Net fee and commission income
45.8
44.80
2%
Intangible assets
12.5
11.2
12%
Net gains/(losses) on financial instruments
Deferred tax assets
2.4
1.9
26%
classified as held for trading
28.3
7.7
268%
Restricted deposits and other assets
307.5
200.8
53%
Other income
1.7
3.0
-43%
Total assets
2,355.9
2,102.8
12%
Net impairment loss on financial assets
-0.3
0.1
-400%
Liabilities
Personnel expenses
(27.4)
(23.8)
15%
Deposits from banks
31.7
15.2
109%
General and administrative expenses
(26.1)
(22.6)
15%
Deposits from customers
1,618.2
1,427.5
13%
Derivative financial liabilities
0.2
0.004
4,900%
Operating lease expenses
(0.9)
(0.8)
13%
Other liabilities
57.2
61.0
-6%
Depreciation and amortization
(12.1)
(10.1)
20%
Current income tax liabilities
11.2
13.1
-15%
Other operating expenses
(27.8)
(25.3)
Deferred tax liabilities.
4.4
5.1
-14%
10%
Debt securities issued
167.3
156.5
7%
Profit before income tax
116.4
107.1
9%
Other borrowed funds
91.3
92.1
-1%
Income tax expense
(17.7)
(17.1)
4%
Total liabilities
1,981.5
1,770.5
12%
Profit for the year from continuing operations
98.7
90.0
10%
Equity
Share capital
14.7
14.7
0%
Profit for the year from discontinued operations
Share premium
123.5
123.5
0%
Profit for the year
98.7
90.0
10%
Treasury shares
(4)
(2.0)
100%
Retained earnings
61
55.2
11%
Profit attributable to:
Other components of equity
173.4
135.9
28%
Equity holders of the parent entity (total)
98.0
89.6
9%
Total equity attributable to owners of the Parent
368.6
327.3
13%
Non-controlling interests (total)
0.7
0.4
75%
Non-controlling interests in equity
5.7
5.1
12%
Total equity
98.7
90.0
10%
Total equity and liabilities
374.3
2,355.9
332.40
2,102.90
13%
12% 12View entire presentation