Investor Presentaiton

Business Strengths Client Centric Solutions . Ability to understand client needs and structure products to suit their needs • Strong client relations Proactive Risk Management • • Three tier risk management approach - Business risk team supplemented by Global risk team & Global Risk Committee Robust underwriting and credit appraisal processes Good Asset Quality • NPAs in check even in tough market conditions · Comfortable asset cover * Credit Non Credit Insurance Balance Sheet 24 225

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