Maintaining a Strong, Resilient Balance Sheet

Structured Security Portfolio Structured Securities by Rating AIA Rating Total ($m) Total $2.0b FY2021 FY2020 AAA 202 Average Rating BBB BBB AA 173 ■ AAA 10% 18% A 694 BBB 666 BB and below (1) 275 Total Notes: As of 31 December 2021 unless otherwise stated (1) Including not rated bonds AA 9% 10% ■ A 34% 32% ■ BBB 33% 21% 2,010 ■ BB and below (¹) 14% 19% 67 20

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