Investor Presentaiton

Pre-provision profit reflecting our prudent business direction • THB million Pre-Provision Operating Profit (PPOP) 8,791 8,898 8,502 -4% QoQ -3% YoY 18,653 17,401 -7% YoY 2Q20 1Q21 2Q21 1H20 1H21 tub As a result of our prudent business direction during fragile economic recovery from Covid-19, 2Q21 PPOP was THB 8,502 mn, -4% QoQ and -3% YoY. 1H21 PPOP recorded at THB 17.4 bn. 29 29

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