Q1FY23 Financial Results

HDFC WITH YOU, RIGHT THROUGH • HDFC ERGO GENERAL INSURANCE COMPANY LTD. (HDFC ERGO) HDFC holds 49.98% and ERGO International AG holds 48.99% of the equity of HDFC ERGO Gross direct premium for Q1FY23 stood at Rs. 30.73 bn (PY: Rs. 23.86 bn) Products: Motor, health, travel, home and personal accident in the retail segment; property, marine, aviation and liability insurance in the corporate segment; and crop insurance in rural segment Retail accounts for 64% of the total business Market share of 9.2% (private sector) and 5.6% (overall) in terms of gross direct premium for the quarter ended June 30, 2022 (Source: Gl Council) As at June 30, 2022: Solvency Ratio - 168% (as against regulatory requirement of 150%) Profit after tax for Q1FY23: Rs. 1.44 bn 44

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