Canadian Banking Financial Overview

International Retail Loans and Provisions (Spot Balances as at Q3/15, $ billions¹) $17.5 $1.3 Total Portfolio₁ = $47 billion; 68% secured ■Credit Cards ($5.5B) $3.8 ■Personal Loans ($13.7B) Mortgages ($26.7B) $8.9 $8.6 $0.5 $1.0 $2.5 $6.7 $12.4 $2.7 $1.1 $4.2 $3.3 $1.6 $5.9 $4.9 $1.4 $2.3 $1.2 C&CA Mexico Peru Colombia Chile PCL1 Q3/15 Q2/15 Q3/15 Q2/15 Q3/15 Q2/15 Q3/15 Q2/15 Q3/15 Q2/15 $ millions 39 41 58 59 28 15 54 51 72 65 % of avg. 97 105 273 271 1402 86 366 361 686 614 loans (bps) (1) Total Portfolio includes other smaller portfolios Includes the impact of Chile - Cencosud (2) (3) Excludes Uruguay PCLs of approximately $10 million 32 32 Scotiabank®

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