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Investor Presentaiton

Independent Review of RBD Bangladesh's Development Remittance Flows Have Been Declining, But Expected to Catch Up Table: Remittance inflow July-May (FY20-FY22) (in billion USD) FY20 (July-May) FY21 FY22 (July-May) (July-May) 16.37 22.84 FY20-FY21 (July- | FY21-FY22 (July- May) remittance earnings growth (in %) 19.19 39.5 May) remittance earnings growth (in %) -15.9 FY20-FY22 (July- May) remittance earnings growth (in %) 17.2 Source: Based on Bangladesh Bank (n.d.) While remittance growth was a negative (-15.9%) in the first eleven months of FY2021-22 (July-May), compared to the corresponding period of pre-pandemic FY2019-20 this was 17.2% cent higher. ā˜ The floating of currency should reduce the significant difference between the official exchange rate and the curb market and in the informal hundi/howla transactions. ā˜ However, the incentive for remittance (at 2.5% of remitted amount) should continue for now till the market stabilises when decision can be taken as regards reduction or elimination of the incentives. CPD (2022): State of the Bangladesh Economy in FY2021-22 (Third Reading) 85
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