Investor Presentaiton

" VALUE BEYOND PROFIT, COMMITMENT TO ESG At The Forefront of ESG Implementation BRI Sustainability Journey (BRI BRI Sustainable Loan Portfolio 2022 . • • Established ESG Roadmap Issued Green Bond (IDR 5 Tn) Signatory of Partnership for Carbon Accounting Financials • • New Green office Building • BRI Menanam Program Pulp & Paper Loan Policy Conducted Financed Emission 67.5% 1Q'2023 66.7% 65.6% 65.1% New Regulation on Principles IDR Bn of Human Rights in 62.5% Employment • Participant of United Nations Global Compact (UNGC) 694.9 710.9 614.2 639.8 550.4 ↑ 11.1% YoY 2021 Established The Ultra Micro Ecosystem . . Established Dedicated ESG Work Unit Established ESG Committee FY 2020 FY 2021 FY 2022 1Q'2022 1Q'2023 Sustainable Loan % Composition to Total Loan Calculation • 2020 Conducted Green House Gas (GHG) Emission Calculation 2017 Issued internal ESG Policies (General Sustainable Finance & CPO Policy) First Mover on Sustainable Banking علما Constituent of Indonesia ESG Leader Index • • 2019 Issued sustainability bond ($ 500 Mn) Submitted Sustainable Finance Action Plan 2019-2024 2013 Published 1st Sustainability Report Empowering Women Through Ultra Micro Ecosystem Mekaar Female Borrowers In Mn Mekaar Loan Outstanding IDR Bn 14,463 39,205 28,708 36.6% 1Q'2023 1Q'2022 1Q'2023 11,509 25.7% 1Q'2022 +40,600 Female Mekaar Account Officer Through PNM Mekaar, BRI strengthens its contribution to empowering underprivileged woman 20 20

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