Investor Presentaiton

38 Capital³ Strong capital and liquidity management supporting future growth Common Equity Tier 1 ratio of 14.9% Risk-Weighted Assets up 1.4% QoQ Leverage Ratio of 4.3% Liquidity Coverage Ratio of 121% Common Equity Tier 1 Ratio Q2 2022 CET 1 Ratio Internal capital generation TD 14.7% 42 Increase in Common Shares from Dividend Reinvestment Plan 12 Increase in RWA (net of FX) 39 (22) Mitigation of interest rate volatility to closing capital on First Horizon acquisition (10) Q3 2022 CET 1 Ratio 14.9% Risk-Weighted Assets ($B) Q2 2022 RWA Credit Risk Market Risk Operational Risk Q3 2022 RWA $489 +5.1 +1.1 +0.5 $496 24

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