Investor Presentaiton
Total portfolio arrears
Home loan arrears profile (%)
>99% of home loan book arrears is
30 days or less and therefore
considered performing loans.
98.40%
MyState
Sub Debt Issue | Investor Presentation 32
Limited
1.00%
0.80%
0.60%
0.40%
0.20%
Home loan arrears
The increase since Mar 20 partly
reflects the focus of the
collections team on COVID-19
customer assistance. Resourcing
of the collections team has been
increased to manage future
activity.
0.00%
Jan 19 Mar 19 May 19 Jul 19
Sep 19 Nov 19
Residential 90+ dpd
Jan 20
Mar 20 May 20
Commercial and personal arrears1
2.00%
1.50%
1.00%
0.94%
0.12%
0.13%
0.41%
0.50%
On time
<=30 days
<=60 days
<90 days
90+ days
0.00%
Jan 19
Mar 19
May 19
Jul 19
Sep 19
Nov 19
Jan 20
Mar 20
May 20
Personal 90+ dpd
Commercial 90+ dpd
1Direct personal loan portfolio only
Data at 31 May 2020View entire presentation