Investor Presentaiton

Group - 18% growth in total assets to KES 431Bn Mar-22 Mar-21 Mar 22 vs Mar 21 Statement of Financial Position Kshs Mn Kshs Mn Y-Y% Cash & Bank Balances 28,835 14,963 93% Investments & Placements 123,880 125,466 -1% Loans & Advances (net) 218,406 193,159 13% Total Assets 430,831 364,376 18% Customer Deposits 309,424 263,133 18% Borrowings Total Liabilities Comments Cash & Bank increased following the acquisition in Uganda and increased balances in subsidiaries with their respective regulators; Loans growth on account of continued economic recovery across the region; Total asset growth on the back of strong loan growth during the period; Continued focus on increasing deposits through our digital channels; 19,939 14,721 32% Tier II debt support from DFIs for on lending to SME sector; 355,587 294,849 21% Shareholders' Funds* ** 70,512 65,556 8% **Excludes non-controlling interest im Group

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