Standalone Highlights Q4FY22

Kotak MB: SuperApp for all financial needs Growing share of the UPI market 11:50 CC kotak Apply Now Kita Meds bek FASTag Investment Account Credit Card Personal Loan Payday Two Home Loan See more Loan Wheeler Lo... Service Requests Key launches in the app in Q4 Pay bills of associations and municipalities A Free Credit Score ReKyc and Address update NEW Account Service Re... Profile Credit Card Requests Debit Card Search for a Home Loan & Credit Card Offers EQ Investment Research Track your Packages Help Cheque Requests See more Insure 4.8 4.4 My Policies Health Insurance Hospital Daily Cash... Personal Accident P Among the top rated banking apps on iOS Among the top rated banking apps on Android 40% Monthly Active Users growth YoY Two Wheeler In Motor Insurance Insta Life Cover 123% My Kotak Apply Now Credit Card Service Request Investments Transaction Volume growth YoY 53% Transaction Value growth YoY Among top 10 UPI remitter banks Among top 10 UPI apps by txn volume 2.3X YoY UPI transaction volume, Q4FY22 vs Q4FY21 1.5X YOY UPI acquiring transaction volume, Q4FY22 vs Q4FY21 3.7X UPI transactions within Mobile App, Mar '22 vs Apr '21 8.5X Pay Your Contact transactions Mar '22 vs Jun '21

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