Investor Presentaiton

○ Sound Asset Quality Coverage Ratio 250% 200% 138% 139% 129% 142% 138% 224% 207% 207% 202% 193% 188% 179% 179% 191% 191% 150% 105% 107% 116% 100% --Previous Criteria -IFRS 50% 0% 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 4Q21 1Q22 2Q22 3Q22 4Q22 Cost of Risk 2.8% 3.0% 2.5% 2.5% 2.0% 2.0% 2.3% 2.2% 39% 1.32% 1.5% 1.8% 1.0% Pre-2022 Criteria --Pre-2018 Criteria Recurring 1.59% 1.39% 1.36% 1.31% 1.43% IFRS 1.27% 1.13% 0.5% 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 4Q21 1Q22 2Q22 3Q22 4Q22 25 25 Cost of Risk: Provisions / Average Total loans (Performing + Past Due), On current criteria all the recoveries are register on Provisions (net) Div DB Rev Dep NIM TI LD Loan BAP Guid ESG Eco NI ROE ICAP Mkt App Hist C/I GRUPO FINANCIERO BANORTE

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