Investor Presentaiton

Micro Finance Industry Comparison Average loan O/S per Unique Borrower For Select States Average Ticket Size at Disbursement equitas Equitas Small Finance Bank Tamil Nadu Karnataka Maharashtra Madhya Pradesh (Rs.) Q2FY21 Q3FY21 Q4FY21 Industry 36,906 37,177 36,787 35,330 Industry 35,652 33,245 Not Reported Equitas Small 19,260 15,314 15,802 16,491 Equitas Small Finance Bank 20,000 26,000 30,000 Finance Bank Industry PAR and Equitas As on Dec 2020 As on Mar 2021 PAR >30 PAR >60 PAR >90 PAR >30 PAR >60 PAR >90 Industry 12.93% 8.31% 4.88% Not Reported Equitas Small Finance Bank 9.67% 6.99% 5.22% 6.46% 4.78% 3.41% Source: Micrometer as on 31st December 2020 17

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