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Investor Presentaiton

Banks' strong capitalization and liquidity position supports credit measures of the loan guarantee system and the Central Bank; no spillovers from Argentina to financial system of Uruguay Solvency and liquidity of the banking system N° of times the minimum regulatory capital 2.0 1.9 1.8 Banking system's balance sheet exposure to Argentina (To the non-financial sector, % of total) 1/ Liquid assets Deposits in % of total* 50 40 41.5 40 30 20 10.7 35 10 0 2001 2020* 1.7 30 30 1.6 1.5 1.4 Mar-18 Sep-18 Mar-19 (*) Liquid assets are those available within 30 days Source: Central Bank of Uruguay Sep-19 Loans 25 20 18.1 15 25 10 5 20 20 0 1.4 2001 2020* 1/ End-period; data for deposits includes only private non-financial sector (*) As of April 7
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