3Q 2023 INVESTOR PRESENTATION

Segmental Performance - Corporate Strong income growth and lower impairments translate to significant net income growth YoY SAR (mn) 9M 2023 9M 2022 A% 3Q 2023 3Q 2022 A% Financing, Gross Composition (SARbn) Income from investments and financing, net 2,163 1,641 +32% 761 621 +22% 19% 27% Fees from services & other income 265 168 +58% 30 (3) +1116% Total operating income 2,427 1,808 +34% 791 618 +28% 131.2 16% Total operating expenses 496 368 +35% 99 50 +99% 7% Total charges/(reversals) for impairments 208 635 -67% 121 192 -37% Income for the period before zakat 1,724 805 +114% 571 377 +51% 8% 12% 11% Corporate Deposits (SARbn) +16% Corporate Financing (SARbn) +16% 38.6 107.9 113.2 117.0 124.3 131.2 28.4 27.6 23.7 23.7 مصرف الإنماء alinma bank Real Estate Services Government Commerce Manufacturing Building & construction Other Management Commentary ■ Corporate operating income increased by 34% YoY mainly from an increase of 32% in funded income. ■This income growth, together with lower impairments, translated to 114% net income growth despite a 35% rise in operating costs. Corporate financing rose by 16% during 9M 2023 while corporate deposits increased 16%. 3Q 22 4Q 22 1Q 23 2Q 23 3Q 23 3Q 22 4Q 22 1Q 23 2Q 23 3Q 23 QoQ +0% +20% +36% -28% QoQ +5% +3% +6% +6% ■ The corporate NPL ratio decreased 55bps YoY to 1.6%. 3Q 2023 INVESTOR PRESENTATION 40/48

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