Investor Presentaiton

Some relevant market share Demand Deposits Time Deposits Funds Dec 20092 4.9% 9.7% 5.0% Personal Financial Services (individual loans) 4.2% Commercial Banking (loans) 3.7% Forex1 Custody of Assets¹ Debt Capital Markets1 Pension Funds¹ Notes: (1) Forex, Custody of Assets, DCM and Pension funds are one month delayed. Source: Brazilian Central Bank, ANBID, Bovespa, BM&F, HSBC Insurance website, Susep, Febraban 13.8% 14.2% 6.3% 5.7% 15

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