Investor Presentaiton

Contact and other details Standard Bank Group Limited Registration number: 2006/306 Country of incorporation: Republic of Namibia Head office switchboard +26 461 294 2000 Registered address Standard Bank Campus No 1 Chasie Street, Kleine Kuppe, Windhoek Postal address PO Box 3327, Windhoek, Namibia Chief financial officer Letitea du Plessis Tel: +26 461 294 2237 Head: Legal and Governance S Tjijorokisa Tel: +26 461 294 2036 Please direct all annual report queries and comments to: Letitia.du [email protected] Please direct all customer-related queries and comments to: [email protected] Please direct all investor relations queries and comments to: [email protected] Disclaimer This document contains certain statements that are 'forward-looking' with respect to certain of the group's plans, goals and expectations relating to its future performance, results, strategies and objectives. Words such as "may", "could", "will", "expect", "intend", "estimate", "anticipate", "aim", "outlook", "believe", "plan", "seek", "predict" or similar expressions typically identify forward-looking statements. These forward-looking statements are not statements of fact or guarantees of future performance, results, strategies and objectives, and by their nature, involve risk and uncertainty because they relate to future events and circumstances which are difficult to predict and are beyond the group's control, including but not limited to, domestic and global economic business conditions, market-related risks such as fluctuations in interest rates and exchange rates, the policies and actions of regulatory authorities (including changes related to capital and solvency requirements), the impact of competition, inflation, deflation, the timing impact and other uncertainties of future acquisitions or combinations within relevant industries, as well as the impact of changes in domestic and global legislation and regulations in the jurisdictions in which the group and its affiliates operate. The group's actual future performance, results, strategies and objectives may differ materially from the plans, goals and expectations expressed or implied in the forward-looking statements. The group makes no representations or warranty, express or implied, that these forward-looking statements will be achieved and undue reliance should not be placed on such statements. The group undertakes no obligation to update the historical information or forward-looking statements in this document and does not assume responsibility for any loss or damage arising as a result of the reliance by any party thereon. www.standardbank.com.na

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