CIBC Q1 2019 Fixed Income Investor Presentation
CIBC Funding Composition
Funding Sources - January 2019
Bank deposits
2%
Covered bond
3%
Securitization
3%
Capital²
7%
Securities sold
short or
repurchase
agreements
10%
24
Funding sources
BN
Others
(Includes
derivatives)
Personal deposits
172.8
Business and government deposits
141.0
8%
Unsecured funding¹
100.2
Personal
Securities sold short or repurchase agreements
60.6
deposits
28%
Capital²
40.1
Securitization
20.9
Covered bond
18.3
Bank deposits
11.5
Others (Includes derivatives)
49.3
Total
614.6
Wholesale market, currency³
Unsecured
funding¹
16%
Business and
USD
government
deposits
23%
CAD
Other
Total
Source: CIBC Q1-2019 Supplementary Financial Information
1 Unsecured funding is comprised of wholesale bank deposits, certificates of
deposit and commercial paper, bearer deposit notes and bankers'
acceptances, senior unsecured EMTN and senior unsecured structured notes
2 Capital includes subordinated liabilities
3 Currency composition, in Canadian dollar equivalent, of funding sourced by
CIBC in the wholesale market. Source: CIBC Q1-2019 Report to Shareholders
CIBC Q1 2019 Fixed Income Investor Presentation
BN
74.0
48.5
20.9
143.4
CIBCView entire presentation