2022 State Budget: Fiscal Policy and Structural Reform
0
2
1
3
Manageable Credit Risks with Adequate Liquidity
Financial institutions are equipped with ample liquidity while credit risks are maintained at a low level and remain below the threshold.
Liquid Assets to Non-Core Deposits and Liquid Assets to Deposits stood at
154.59% and 34.05% respectively in October 2021 or well-above the
thresholds. *)
In October 2021, General Insurance Investment was recorded a higher growth
than last month at 209% while Life Insurance Investment Adequacy Ratio
stood at 105.2%, remained above the threshold.
%
Liquid Assets to Non-Core Deposits
Liquid Assets to Deposits (rhs)
Life Insurance
General Insurance
%
%
240
209
170
40
220
160
200
35
150
180
140
30
160
130
120
25
140
105.2
120
110
20
100
100
90
80
threshold LA to Deposit (rhs) = 10%
15
80
threshold Investment Adequacy Ratio= 100%
60
10
70
40
60
threshold LA/ NCD= 50%
5
20
50
0
40
0
Jan-19 Apr-19 Jul-19 Oct-19 Jan-20 Apr-20 Jul-20 Oct-20 Jan-21 Apr-21 Jul-21 Oct-21
Banking NPL ratios stood at 3.22% gross and 1.02% net in October 2021,
slightly decreased from the previous month's figure.
Jan-19 Apr-19 Jul-19 Oct-19 Jan-20 Apr-20 Jul-20 Oct-20 Jan-21 Apr-21 Jul-21 Oct-21
NPF of multi-finance companies remained below the 5% threshold and stood
at 3.89% in October 2021. *)
%
LO
5
4
T
Jan-19
Feb-19
Mar-19
Apr-19
May-19
Jun-19
Jul-19
Aug-19
Sep-19
Oct-19
■NPL Net
Nov-19
Dec-19
Jan-20
Feb-20
NPL Gross
LO
5
3.22
4
3
1.02
2
1
Mar-20
Apr-20
May-20
Jun-20
Jul-20
Aug-20
Sep-20
Oct-20
Nov-20
Dec-20
Jan-21
Feb-21
Mar-21
Apr-21
May-21
Jun-21
Jul-21
Aug-21
Sep-21
Oct-21
о
6
20
Source: Financial Service Authority (OJK)
*) provisional figures due to the relaxation on financial institutions' report to OJK because of Covid-19
T
Jan-19 Apr-19
Jul-19 Oct-19 Jan-20
Apr-20
Jul-20 Oct-20 Jan-21 Apr-21 Jul-21
Oct-21
171
3.89View entire presentation