Quarterly Trended Statement Of Operations

SHUSA Overview Strategic focus Q2 2022 YTD Income Assets ($BN) before tax Income before tax ($MM) ($MM) Consumer Market-leading full spectrum auto lender and consumer finance franchise, funded by attractive consumer deposits $75 $522 $1,246 ☐ Commercial Top 10 CRE and Multifamily lender $25 $75 $172 CIB Global hub for capital markets and investment banking CIB $29 $4 $16 فية Wealth Management Leading brand in LatAm HNW leveraging connectivity with Santander $47¹ $48 $84 Santander | Client assets and liabilities represents customer deposits and securities and loans and letters of credit. 8

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