H1'23 Highlights
H1'23 Highlights
United States
'Santander US combines a strong depositary base in
the Northeast with its nationwide auto finance,
wealth management and corporate banking capabilities'
Strategic priorities
■ Targeting segments with proven competitive advantage and strong Group
network contribution
Simplification: rationalize businesses and products with limited scale
Transformation: leverage Group digital capabilities to drive scalability and lower
cost to serve
Network Contribution: leverage Group's network to drive top line growth and
achieve scale synergies
Profitable growth: support growth across target businesses while maintaining
disciplined capital management
Branches
443
00
Mй Employees
14,250
Total customers (mn)
4.4
■
Digital customers (mn)
1.1
Customer loans (€ bn)
113
Customer funds (€ bn)
108
■
Underlying attributable profit (€ mn)
ROTE¹
667
13.1%
Santander
(1) Adjusted ROTE: adjusted based on Group's deployed capital calculated as contribution of RWAs at 12%. Using tangible equity, ROTE is 8.5%.
More information at https://www.santander.com/en/about-us/where-we-are/santander-us
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